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• Current Tips
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Inside Scoop - Current TipsBelow is a list of some of the current "articles" of interest regarding secrets of the lending business. We will add more all the time, so check back to see what's new. Also, if you are interested in seeing more in-depth information about a lending topic, let us know.
How a Lifelong "Test" Can Affect You NowMost of us aren't great at taking tests. But, how would you feel about one that you've been taking that you might not have known about? Well, business courses and parental suggestions might have set you straight on the importance of "guarding" your credit, but it's doubtful you knew that someone was developing a credit profile on you. That's right. And, it's not just how you pay your bills that is important. Even things that wouldn't appear to be bill-payment issues can affect your "Credit Score." Your "Credit Score" is a rating given by the major credit-reporting agencies that factor in a whole raft of issues to determine whether you're an average good superb credit risk. Things like your age, whether you've had credit in the past, your educational level, and many other closely guarded elements are included to develop this Score. For better or worse, your lifelong test can significantly affect you at those most important time in your life - your attempt to buy a home. If you'd like a sneak-peek at your Credit Score, let us know. We naturally won't release this sensitive and private data in an e-mail message, but we can easily help you get the results of this "Test" right away. You can call or e-mail us now. One of our staff will be paged with your e-mail message. |