Inside Scoop - Current Tips

Below is a list of some of the current "articles" of interest regarding secrets of the lending business.

We will add more all the time, so check back to see what's new.

Also, if you are interested in seeing more in-depth information about a lending topic, let us know.

• Personal Service - A Rare e-Trait
• How a Lifelong "Test" Can Affect You Now
• Don't Let Your Past Destroy Your Future
• Junk Fees - What You Don't Know CAN Hurt You
• No Embarrassment Loan App
• Junk Fees - The Inside Secrets To Many "Low-Rate" Loans

Junk Fees - The Inside Secrets To Many "Low-Rate" Loans

There's an old saying that says: "If it looks too good to be true, it probably is." Well, with the advent of online lending, this saying is probably becoming more appropriate than ever.

Here's how it can happen. Often, since online lenders aren't face-to-face with you to provide the required disclosures, you aren't aware of how much you're REALLY paying for the home loan. You ONLY know the interest rate that's being quoted.

By the time you add in all the "Junk Fees," the cost may be much higher than you were led to believe.

We have a different philosophy. We have just one "junk fee" - and that's for administration. It's a $375 fee that's in every loan. And that's it!

NO Document Preparation Fees
NO Funding Fees
NO Underwriting Fees
NO Document Analysis Fees
NO Tax Service Fees

So, don't be misled. Let us help you wade through all of this and make an informed decision with you and your broker.